Terms of Use

These Terms of Use govern your access to and use of the H Capital Advisory website and services. By using our website or engaging with our services, you agree to these terms.

About H Capital Advisory

H Capital Advisory is a UAE-based real estate advisory firm offering private acquisition guidance to international investors. Helen Areguy is a RERA-licensed real estate broker in the United Arab Emirates.

Not Regulated Financial Advice

H Capital Advisory is not authorised or regulated by the UK Financial Conduct Authority (FCA). We do not provide regulated financial, investment, tax, or legal advice. All information provided through our website, communications, advisory calls, opportunity briefings, or marketing materials is for general informational purposes only.

Nothing on this website constitutes a financial promotion, an investment recommendation, or a solicitation to buy or sell any financial instrument or property. You should always seek independent legal, financial and tax advice from appropriately qualified professionals before making any investment or property acquisition decision.

Investment Risk Disclaimer

Real estate investments carry inherent risks, including but not limited to:

• Market volatility and price fluctuations.
• Currency exchange rate movements where investments are denominated in a foreign currency.
• Liquidity risk, property cannot be readily converted to cash.
• Regulatory and tax changes in the relevant jurisdiction.
• Developer execution risk for off-plan acquisitions.
• Geopolitical and economic risk.

Past performance of any property market or investment does not guarantee future results. All yield figures, growth projections, and capital appreciation estimates referenced on our website or in our communications are indicative ranges only and should not be relied upon as guarantees.

You acknowledge and accept that you bear sole responsibility for any investment decision you make.

Use of the Website

You agree to use this website only for lawful purposes and in accordance with these terms. You must not:

• Use the website in any way that breaches applicable laws or regulations.
• Attempt to gain unauthorised access to our systems or data.
• Use the website to transmit any harmful code, malware, or unauthorised advertising.
• Misrepresent your identity or impersonate any other person.
• Reproduce, copy, or commercially exploit website content without our express written consent.

Intellectual Property

All content on this website, including text, images, branding, logos, design elements, and the H Capital Advisory name, is the intellectual property of H Capital Advisory or its licensors and is protected under applicable copyright and trademark laws. Unauthorised use is prohibited.

Accuracy of Information

We make reasonable efforts to ensure information published on this website is accurate at the time of publication. However, we make no warranties regarding the accuracy, completeness, or timeliness of any information. Property opportunities, market data, and regulatory references may change. We accept no liability for losses arising from reliance on website content.

Third-Party Services and Links

Our website may include links to or integrations with third-party services such as WhatsApp, Calendly, LinkedIn, Instagram, and other platforms. We are not responsible for the content, terms, or privacy practices of third-party services.

Privacy

Our handling of your personal data is governed by our Privacy Policy.

Cookies

Our use of cookies is governed by our Cookie Policy.

Limitation of Liability

To the fullest extent permitted by law, H Capital Advisory shall not be liable for any indirect, incidental, consequential, or special damages arising from your use of the website or any information provided. Our total liability in any matter shall not exceed any fees actually paid to us by you in the 12 months preceding the claim.

Indemnity

You agree to indemnify and hold harmless H Capital Advisory, its directors, employees, and agents from any claims, losses, or damages arising from your breach of these terms or misuse of the website.

Governing Law and Jurisdiction

These Terms are governed by the laws of the United Arab Emirates. Any disputes shall be subject to the exclusive jurisdiction of the UAE courts, save where applicable consumer law mandates otherwise.

Changes to These Terms

We may update these Terms periodically. The "last updated" date at the top reflects any changes. Continued use of the website after changes constitutes acceptance of the updated terms.

Contact

For any queries about these Terms, contact us at:

H Capital Advisory
Email: enquiries@hcapitaladvisoryintl.com